Tips for Elderly Californians Regarding Medi-Cal Planning
Medi-Cal is California’s Medicaid health care program. If you have a low income and assets, you may be eligible for a variety of medical treatments through Medi-Cal. If you are qualified and live in California, Medi-Cal provides health care at a low or free cost. The Department of Health and Human Services (DHCS) will […]
Your Special Needs Child is Turning 18? Important To-Dos
If you have a child with special needs who will soon be turning 18, the need to plan for your future, as well as your child’s, is crucial, and the time to plan is the present. Many parents don’t stop to consider that something could happen at any moment, leaving you or your child at […]
Special Needs Trust: Writing Your Letter of Intent
Parents of kids with special needs should take additional care when planning for their future to make sure that their kids will receive appropriate support and care once they’re no longer around to care for them. The letter of intent is among the most vital estate planning documents parents can prepare. The primary goal of […]
How to Plan for Nursing Home Long-Term Care Costs
As many individuals get older, they are faced with the reality that they may have to reside in a nursing home or assisted living facility at some point in the future. The costs associated with long-term medical care and treatment at these facilities can be extraordinarily high. Consequently, it is important that you start preparing […]
Doctors Recommend Living Wills During The Pandemic
More than 214,000 people across the United States and over 16,500 people in California have passed away from COVID-19 and related issues in the past eight months. Many of these individuals would have never expected that they would contract and succumb to a fatal illness this year, and many people might not have had time […]
COVID-19 Can Take A Toll On Seniors’ Mental Health
While anxiety and concern related to the pandemic affect people of all ages, the elderly may be more susceptible to mental health disorders during this time. Do you know someone who is beginning to show signs of aggressiveness, confusion, and other inappropriate behavior? As loved ones age, it’s natural for some changes to occur. Occasional […]
Long-Term Care Options for Seniors
Senior citizens in the State of California have numerous options when it comes to long-term care. Long-term care comprises many types of support services and medical services that happen over a lengthy time. Although long-term care services do not involve just senior citizens, if someone is 75 years of age or older, there is a […]
Can My Nursing Home Take My Stimulus Check?
Can My Nursing Home Take My Stimulus Check? Many people and households suffered serious financial losses due to the COVID-19 pandemic. In response, the federal government passed the Coronavirus Aid, Relief, and. Economic Security (CARES) Act, which, in part, provided stimulus checks to millions of Americans. Each adult who earned less than $99,000 per year should […]
New Medicare Advantage Benefits – Prevention Innovations
As Medicare Advantage providers begin to implement new benefits, it is important to evaluate your insurance options during each Medicare enrollment period. Additionally, even with expanded benefits, it is still crucial to plan for long-term care. Private long-term care insurance, private paying, and Medi-Cal will still be the primary sources for paying for long-term care, not Medicare.
Caring for Your Elderly Parents
It is important to understand the options available to help you help your parents from in-home care and adult day programs; assisted living and board and care; to skilled nursing care. Although many of these options have significant costs, Medi-Cal may offer some financial relief. In particular, Medi-Cal will cover the cost of skilled nursing home care. Although Medi-Cal is a resource-based program, there are many strategies available to Californian residents to qualify for benefits without having to spend down your assets.